PayMate Australia

Paymate are an Australian based company specializing in providing an online payment gateway system for individuals and small businesses based in Australia. They have a fast set up system that allows your business to start receiving payments in three minutes from start up. They currently accept buyers from 57 countries worldwide and both sellers and buyers are protected by Paymate's risk management systems. They conform strictly to Payment Card Industry standards for credit card security as well as holding an Australian Financial Services License (No.290582).

With Paymate's payment system, it is not necessary to have a merchant bank account as payments can be made directly into a bank account. The selling process is simplified to increase sales as buyers do not have to register and their payment system integrates easily into popular shopping carts and OSCommerce.

There is an option to share fees with your buyers or to absorb those fees yourself, making your prices more attractive to buyers. There is also the option to prepay fees to obtain a lower rate. You can also accept foreign currencies for a small fee and there are no refund fees. Fees vary on a sliding scale depending upon the monthly fee you agree to pay, as follows:

Australian Pricing
Effective Wednesday 12th September 2012, the Account structure and associated costs is:

* You do not pay any transaction fees until your sales exceed this amount
** For payments that have exceeded the Prepaid Payment Value

The monthly payment limit for all Australian Account Types is AU$20,000

NZ Pricing

The monthly payment limit for sellers in New Zealand has been increased to NZ$20,000

• Payments Accepted: Online checks and major credit cards
• Currency: Australian Dollars
• Merchant Region Serviced: Australia
• Entities Accepted: Individuals/Businesses.